Terms of Service

1. Agreement to Terms

By accessing or using the Finative website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or engage our services. These terms apply to all visitors, users, and clients of Finative.

2. Services Overview

Finative provides outsourced accounting, financial planning and analysis (FP&A), and fractional CFO services to startups and growing businesses. The specific scope, deliverables, and terms of any engagement are defined in a separate service agreement or statement of work between Finative and the client. These Terms of Service govern your use of our website and general interactions with our company.

3. Use of Our Website

You agree to use our website only for lawful purposes. You may not:

• Use the site in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any part of the website or its systems
• Transmit any malicious code, viruses, or harmful content
• Scrape, harvest, or collect information from the website without our written consent

4. Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Finative and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission. Client deliverables created during an engagement are governed by the terms of the applicable service agreement.

5. Client Responsibilities

When engaging Finative for services, clients are responsible for:

• Providing accurate, complete, and timely financial data and business information
• Granting necessary access to accounting systems, tools, and platforms
• Reviewing and approving deliverables in a timely manner
• Paying invoices according to the terms outlined in the service agreement

6. Confidentiality

We treat all client information as confidential. Financial data, business records, and any proprietary information shared during an engagement will not be disclosed to third parties without your consent, except as required by law or as outlined in our Privacy Policy. Specific confidentiality obligations are defined in the applicable service agreement.

7. Disclaimer of Warranties

Our website and its content are provided on an "as is" and "as available" basis. Finative makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of website content. The information on this site is for general informational purposes and does not constitute financial, legal, or tax advice. For specific guidance, please engage our services or consult with a qualified professional.

8. Limitation of Liability

To the fullest extent permitted by law, Finative shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim related to our services shall not exceed the fees paid by the client for the specific engagement giving rise to the claim.

9. Termination

We reserve the right to suspend or terminate access to our website at any time, without notice, for conduct that we believe violates these terms or is harmful to other users or our business. Termination of a service engagement is governed by the terms of the applicable service agreement.

10. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms shall be resolved in the appropriate courts of the jurisdiction in which Finative operates.

11. Changes to These Terms

We may update these Terms of Service from time to time. When we do, we will revise the "Last updated" date at the top of this page. Continued use of our website after changes are posted constitutes your acceptance of the revised terms.

12. Contact Us

If you have questions about these Terms of Service, please contact us at hello@finative.com.